Automobile Accidents
Automobile accident claims may be much more complex than you think. One of the personal injury attorneys who sponsors Total Injury can answer your questions, explain the civil litigation process and the pitfalls of working with an insurance company, and help you obtain the compensation you deserve.
Automobile accident cases often require technical evidence, specific legal knowledge and expert witnesses. If you don't act immediately, statutes of limitations may limit your ability to file a claim. Even within the statutory limitations period, the passage of time can impact the availability of critical evidence and the recollections of witnesses. Speaking with an insurance company before speaking with an attorney may jeopardize your case as well.
Insurance companies and automobile accidents
Once you have been injured in an automobile accident, insurance companies may contact you and offer to help you settle your claim. They may try to make you believe that you will save money on attorney fees and settle your case faster if you work with them directly.
However, the insurance company isn't on your side, and you may find that the statements they claim will speed up your claim are actually used against you to damage your case and minimize or altogether deny your claim. They may stress the idea that a quick settlement is best, however most of the time they simply want a commitment from you before you understand your rights or the full extend of the damages you've suffered.
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By entering into an agreement with the insurance company, you are giving up the right to seek any additional money if you later come to understand your case was worth more than they paid-even if you need unexpected additional medical care.
Insurance companies try to gain your trust and give you the impression that they are on your side. It is up to you to understand their motives and your rights. An automobile accident lawyer can help you get fair compensation for your injuries and losses.
Common questions surrounding automobile accidents
After you schedule an appointment with one of the automobile accident attorneys who sponsors Total Injury, you will get answers to your specific questions. Meanwhile, you can use the resources on the Total Injury website to learn about automobile accident claims in general.
What am I entitled to recover?
A main source of concern for many people is related to the damages they can potentially recover for themselves and, in some cases, for their family too. Damages include:
- Loss of income
- Damage to your automobile or other property
- Medical bills
- Loss of future earning capacity
- Loss of an "enjoyable life"
- Pain and suffering
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What causes automobile accidents?
Although they are referred to as "accidents" the reality is that there is virtually always someone to blame. Automobile accidents may be caused by:
- Poorly designed automobiles
- Dangerous railroad crossings
- Drivers under the influence of drugs or alcohol, or simply reckless drivers
- Commercial drivers being pressured to surpass regulations regarding the number of hours they drive
- Defective airbags, tires, etc.
How can I recover damages?
Many automobile accident cases are resolved without a trial. Once your automobile accident lawyer has gathered enough information to prove your injuries, that the other party was at fault and that you sustained damages, the insurance company will often realize that a trial will simply drain the company of their time and money. Your automobile accident attorney will then work out an agreeable settlement that will compensate you fairly.
However, if you do not reach a settlement with the opposing party, the case will go to trial and your lawyer will use that same evidence in front of the court.
If the opposing party does not have any insurance, you may be able to be compensated by the state's uninsured motorist fund, or by your own automobile insurance company. An automobile accident lawyer will be able to help you negotiate these processes, if necessary.
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The Bottom Line in Automobile Accident Cases
Automobile accidents are very complex and it is essential to be aware of all of your rights and options before trying to tackle everything on your own. Call (877) 288-7564 to speak with an automobile accident lawyer today. If you have been hurt in a car accident and someone else is at fault, you owe it to yourself and your family to explore the possibility of filing a claim. Call us toll-free or simply fill out one of our free case evaluation forms now!