Posted by Tiffany Sanders J.D. | Posted in Personal Injury Insurance Awareness
Insurance companies are lobbying state legislatures across the country to limit liability in civil litigation, to eliminate mandatory no-fault insurance, even to restructure jurisdiction of civil cases to move litigation to areas with traditionally lower jury verdicts.
Those activities provide a far more realistic picture of the goals and priorities of an insurance company than does the friendly voice on your telephone after you’ve been injured in an accident. When a representative of the insurance company contacts you, she’ll be looking to do some very specific things:
* Get you talking about your injury (possibly “off the record”) and lead you into making statements that can later be used to deny or minimize your claim;
* Convince you that your claim isn’t worth as much as it might be, and that you’re better off to settle quickly without talking to a lawyer;
* Get your signature on a settlement agreement before you have the opportunity to find out the full extent of your injuries, medical bills, and lost work time.